Note: Family discount of 10% is allowed on premium.

Benefits to be Covered (Explanation):

Table A - 1) Death Only 2) Loss of two limbs, two eyes or one limb and one eye 3) Loss of one eye or one limb 4) Permanent Total Disablement from injuries other than those named above 5) Permanent Partial Disablement as per policy terms 6) Temporary Total Disablement (TTD) at 1% CSI upto 100 weeks (Maximum weekly benefits not exceeding Rs.3000/- However limited to Capital Sum Insured)

Table B - Benefits as per (1) to (5) above

Table C - Benefits as per (1) to (4) above

Table D - Benefit as per (1) above

Risk Group (Explanation):

Normal Risks: Bureaucrats, Doctors, Lawyers, Accountants, Persons with white-collar jobs, Service, Teacher, Self-employed, Business etc.

Medium Risks: Builders, Contractors, Engineers engaged in superintending function only, Veterinary doctors, Paid drivers and persons engaged in occupation of similar hazard.

Heavy Risk: Persons working in Underground, Mines, Explosives, Circus personnel, Mountaineering, Winter sports and persons engaged in similar occupation/activities of similar hazard.