Designed for owners of passenger lifts in building to cover third party liabilities for personal injuries or property damage arising out of the use and operation of lifts including their machinery, plant, doors, safety devices or other appliances.

1. Death or bodily injury of any person (not being a member of the Insured's family or an employees of the insured)
2. Loss or damage to property (not being the property of the insured or of his family members or of his employees)
3. Direct damage to personal effects of any person (not being a member of the Insured's family or an employees of the insured)

The rates of premium vary according to limits of indemnity- any one person, any one accident or any one year.