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Overseas Mediclaim Policy

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Application Form Claim Form
Any Query on this policy mail us at r.kaushik@newindia.co.in.
More Personal Policies
Highlights
Scope
Eligibility
How to claim
Major Exclusion


Covers Medical Expenses whilst traveling abroad for business / holiday / employment / studies.






Highlights

Premium payable in Rupees and Claims settled abroad in foreign Currency.

Policy available for frequent corporate travelers.


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Scope

Medical expenses incurred by the insured persons, outside India as a direct result of bodily injuries caused or sickness or disease contracted are covered.

Eight Plans available under the policy:

PLAN A-1) For travel to countries excluding USA & Canada for business and holiday limited to USD 50,000.

PLAN-A-2) Same as (A-1) above except that benefits stand increased to USD 250000.

PLAN B-1) For travel worldwide including USA & Canada for business and holiday limited to USD 1,00,000.

PLAN B-2) Same as (B-1) above except that benefits stand increased to USD 5,00,000.

PLAN C) For travel to countries excluding USA & Canada for employment and studies limited to USD 150,000.

PLAN D) For travel worldwide including USA & Canada for employment and studies limited to USD 150,000.

PLAN E-1) For travel worldwide including USA & Canada for corporate frequent travelers limited to USD 1,00,000.

PLAN-E-2) Same as (E-1) above except that benefits stand increased to USD 5,00,000.

CFT Cover is available for Executives Of Corporate clients and Partners of registered firms annually subject to the duration of any one trip not exceeding 60 days.

ADDITIONAL Add-on benefits:-Besides the above additional add-on benefits are available under Business & Holiday and CFT cover(Except Plan C and Plan D)

  1. Personal Accident
  2. Loss of checked in Baggage
  3. Delay of checked in Baggage
  4. Loss of passport
  5. Personal Liability

Premium: Depends on Age-band, Trip-band and Country of visits.Coverage: Initially cover upto 180 days is provided under Business & Holiday Plan ..Extension allowed on original policy for further period of 180 days subject to declaration of good health.


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Eligibility

Age Limit: 6 months and above upto 70 years.

Policy is to be taken prior to departure from India.

Travelers over 60 years of age and for those traveling to USA & Canada over 40 years the following Medical reports (from an MD Cardiologist) need to be submitted along with the proposal form:

  1. ECG
  2. Fasting Blood Sugar or Urine Strip test

These reports are required if the travel period exceeds 60 days and above.

In case of travellers unable to submit the above Medical reports cover stands restricted to USD 10,000.


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How to claim

In case of any claim please contact M/s.CORIS INTERNATIONAL at the following emergency centers worldwide:

Coris (Assistance Department) Coris Assistance - UK
23 Florr, Tour LA Villette, 6 Rue Emile,
Raynand, 75019, Paris,
France
Tel: 0033-14161 2300
Fax: 0033-14352 0133
Email: ops@coris.fr
Scope of Cover: Continental Europe, Africa, Middle East including Pakistan
Intergroup Insurance Services Ltd
Waverly House, Farnham Business Park,
Weydon Lane, Farnham, Surrey, U.K.
Tel: 0044-1252 740310
Fax: 0044-1252 740110
Email: Coris@inter-group.co.uk
Scope of Cover: U.K. and Ireland
Coris America Heritage Health Services Pvt. Ltd.
6710, Main St. Suite#234, Miami Lakes,
FL 33014- USA
Assistance Centre
Toll Free (USA) 001 800 358 9105
Tel: 001-305 372 0071
Fax: 001-305 371 6108
Email: corisusa@aol.com
Scope of Cover: North and South America
Unit 28, Ground Floor, T.V.Industrial Est.
Hind Cycle Road, Worli,
Mumbai - 400 025, India.
Tel: 0091-22 492 6225
Fax: 0091-22 498 0926
Email: heritagehealth@vsnl.net
Scope of Cover: South East Asia Australia, New Zealand, Pacific Area South Asia (Excl.Protectorates), (Excl.Pakistan)

Please give the following information to get quick assistance:

Name, Telephone, Fax Number at which you may be contacted Your Policy Serial Number & Plan Details of Problem including:

  1. Full Name and Address of Patient
  2. Nature of illness / Injury
  3. Name and Telephone Number of Hospital and / or attending doctor

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Major Exclusion

All pre-existing disease/illnesses are not covered (known and unknown).

Traveling against Medical advice or for Medical treatment including routine check-up.

First USD 100 of all claims are to be borne by the traveller.

Please refer to Policy for further details.


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Note: Policy details given are indicative, not exhaustive. Please contact your nearest NIA office for further details.






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