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Overseas Mediclaim Policy
Covers Medical Expenses whilst traveling abroad for business / holiday / employment / studies.
| Highlights |
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Premium payable in Rupees and Claims settled abroad in foreign Currency.
Policy available for frequent corporate travelers.
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| Scope |
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Medical expenses incurred by the insured persons, outside India as a direct result of bodily injuries caused or sickness or disease contracted are covered.
- Eight Plans available under the policy:
- PLAN A-1) For travel to countries excluding USA & Canada for business and holiday limited to USD 50,000.
- PLAN-A-2) Same as (A-1) above except that benefits stand increased to USD 250000.
- PLAN B-1) For travel worldwide including USA & Canada for business and holiday limited to USD 1,00,000.
- PLAN B-2) Same as (B-1) above except that benefits stand increased to USD 5,00,000.
- PLAN C) For travel to countries excluding USA & Canada for employment and studies limited to USD 150,000.
- PLAN D) For travel worldwide including USA & Canada for employment and studies limited to USD 150,000.
- PLAN E-1) For travel worldwide including USA & Canada for corporate frequent travelers limited to USD 1,00,000.
- PLAN-E-2) Same as (E-1) above except that benefits stand increased to USD 5,00,000.
CFT Cover is available for Executives Of Corporate clients and Partners of registered firms annually subject to the duration of any one trip not exceeding 60 days.
ADDITIONAL Add-on benefits:-Besides the above additional add-on benefits are available under Business & Holiday and CFT cover(Except Plan C and Plan D)
- Personal Accident
- Loss of checked in Baggage
- Delay of checked in Baggage
- Loss of passport
- Personal Liability
Premium: Depends on Age-band, Trip-band and Country of visits.Coverage: Initially cover upto 180 days is provided under Business & Holiday Plan ..Extension allowed on original policy for further period of 180 days subject to declaration of good health.
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| Eligibility |
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Age Limit: 6 months and above upto 70 years.
Policy is to be taken prior to departure from India.
Travelers over 60 years of age and for those traveling to USA & Canada over 40 years the following Medical reports (from an MD Cardiologist) need to be submitted along with the proposal form:
- ECG
- Fasting Blood Sugar or Urine Strip test
These reports are required if the travel period exceeds 60 days and above.
In case of travellers unable to submit the above Medical reports cover stands restricted to USD 10,000.
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| How to claim |
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In case of any claim please contact M/s.CORIS INTERNATIONAL at the following emergency centers worldwide:
| Coris (Assistance Department) |
Coris Assistance - UK |
23 Florr, Tour LA Villette, 6 Rue Emile,
Raynand, 75019, Paris,
France
| Tel: |
0033-14161 2300 |
| Fax: |
0033-14352 0133 |
| Email: |
ops@coris.fr |
Scope of Cover: Continental Europe, Africa, Middle East including Pakistan
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Intergroup Insurance Services Ltd
Waverly House, Farnham Business Park,
Weydon Lane, Farnham, Surrey, U.K.
Scope of Cover: U.K. and Ireland
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| Coris America |
Heritage Health Services Pvt. Ltd. |
6710, Main St. Suite#234, Miami Lakes,
FL 33014- USA
Assistance Centre
Toll Free (USA) 001 800 358 9105
Scope of Cover: North and South America
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Unit 28, Ground Floor, T.V.Industrial Est.
Hind Cycle Road, Worli,
Mumbai - 400 025, India.
Scope of Cover: South East Asia Australia, New Zealand, Pacific Area South Asia (Excl.Protectorates), (Excl.Pakistan)
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Please give the following information to get quick assistance:
Name, Telephone, Fax Number at which you may be contacted Your Policy Serial Number & Plan Details of Problem including:
- Full Name and Address of Patient
- Nature of illness / Injury
- Name and Telephone Number of Hospital and / or attending doctor
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| Major Exclusion |
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All pre-existing disease/illnesses are not covered (known and unknown).
Traveling against Medical advice or for Medical treatment including routine check-up.
First USD 100 of all claims are to be borne by the traveller.
Please refer to Policy for further details.
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Note: Policy details given are indicative, not exhaustive. Please contact your nearest NIA office for further details.
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