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Dog Insurance Scheme
| Highlights |
- Dogs in the age group of 8 weeks to 8 years are insured.
- Dogs of indigenous origin, cross-bred and exotic breeds are covered under the scheme.
- Valuation to be done by qualified Veterinary Doctor at the time of proposing the insurance.
- Insured dogs must be suitably identified by one of the following methods :
- Tattooing
- Nose Print
- Photograph
Normal identification marks and breed, sex, age etc., should be clearly described in the Veterinary Certificate. Cost of identifications is to be borne by Insured only.
- Detailed pedigree record, kennel club record should be submitted along with Vet. Certificate.
- The basic premium rate is 5 % of sum insured.
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| Insurance Coverage |
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Dogs are insured against death due to accident and/or diseases contracted during the period of insurance subject to usual terms, conditions and exclusions of the policy.
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| Major Exclusions |
- Common Exclusions : As per Cattle Insurance
- Specific Exclusions :
- Death due to diseases such as Distemper, Rabies, Viral Hepatitis, Leptospirosis, Viral enteritis. These diseases are covered only if the dogs have been successfully vaccinated and a Veterinary Certificate to that effect is produced.
- Diseases contracted prior to and within 15 days of commencement of risk.
- Transport, show risk, breeding and whelping risk, third party personal injury unless additional premium is paid
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| Indemnity |
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Company to bear 80% of the claim amount and Insured to bear 20% of the claim amount which would be ascertained on the basis of Market Value as certified by Veterinary Doctor or Insured Value whichever is less.
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| Documents to Effect Insurance |
- Proposal Form
- Veterinary Health Certificate from a qualified Veterinarian.
- Kennel Club certificate/ Photograph/tattooing
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| Claim Procedure |
- Intimation
- Duly completed claim form.
- Veterinary Certificate for death on Company's form.
- Post Mortem report on standard P.M. form.
- Photograph or any other document, if necessary.
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| Extension of Policy |
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The policy may be extended as per following Sections, and the proposer may choose to cover risks under any Section by payment of extra premium.
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Rate of Extra Premium |
Section (1)
Death by accident in transit by air, rail, road and water, and show risk |
0.5% |
Section (2)
Death by accidental poisoning |
1.0% |
Section (3) Breeding Risk
- Death by whelping
- Loss of litter in case the whole litter is stillborn or dies within 14 days of birth :
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0.5%
2.0% |
Section (4)
Lost or stolen dogs (Including burglary or house breaking) |
2.0% |
Section (5)
Loss of show entry fees (limit Rs. 250/-) when the dog which is registered with the Kennel Club is unable to attend the show because of accident or disease covered by the policy. |
0.25% |
Section (6)
Loss of value (Limit one half of Sum Insured) resultant upon an accident which does not result in death but which averts its show career. |
0.5% |
Section (7)
Liability for personal injuries and damage to property (Including animals, poultry) of third parties up to Rs. 5000/-. |
1.0% |
Note :
Liability to members of the Insured's family or employees is excluded.
Section (8)
WORLD WIDE TRANSIT CLAUSE @ 2%
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Note: Policy details given are indicative, not exhaustive. Please contact your nearest NIA office for further details.
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